▼ 0.50% · 3.625%
HK$18,891
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,479
−HK$597/mo
Today · 4.125%
HK$20,076
baseline
▲ 0.50% · 4.625%
HK$21,298
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,152/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,017
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,580
−HK$572/mo
Today · 4.125%
HK$22,152
baseline
▲ 0.50% · 4.625%
HK$23,320
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,304/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,781
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,427
−HK$657/mo
Today · 4.125%
HK$22,084
baseline
▲ 0.50% · 4.625%
HK$23,428
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,168/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,118
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,738
−HK$629/mo
Today · 4.125%
HK$24,367
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,734/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$716/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,220
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,402/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,559
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,323
−HK$776/mo
Today · 4.125%
HK$26,099
baseline
▲ 0.50% · 4.625%
HK$27,687
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,198/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,054
−HK$744/mo
Today · 4.125%
HK$28,798
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,596/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,271
−HK$836/mo
Today · 4.125%
HK$28,107
baseline
▲ 0.50% · 4.625%
HK$29,817
+HK$1,710/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,214/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$801/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,635/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,337
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$895/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,525
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,370
−HK$858/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$1,752/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,167
−HK$955/mo
Today · 4.125%
HK$32,122
baseline
▲ 0.50% · 4.625%
HK$34,076
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,244/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,627
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$915/mo
Today · 4.125%
HK$35,443
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,886/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,116
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,115
−HK$1,014/mo
Today · 4.125%
HK$34,129
baseline
▲ 0.50% · 4.625%
HK$36,206
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,258/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,728
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$973/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,644
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,005
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$1,075/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$2,199/mo
Deposit HK$828K · loan HK$7.46M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,830
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,030/mo
Today · 4.125%
HK$39,874
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,102/mo
Deposit HK$828K · loan HK$7.46M · min. income ≈ HK$79,748/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).