▼ 0.50% · 3.625%
HK$19,386
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$612/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$587/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,324
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$674/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$24,040
+HK$1,378/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$646/mo
Today · 4.125%
HK$25,005
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,318/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,010/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,263
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,987
−HK$735/mo
Today · 4.125%
HK$24,722
baseline
▲ 0.50% · 4.625%
HK$26,226
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,444/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,880
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,574
−HK$704/mo
Today · 4.125%
HK$27,278
baseline
▲ 0.50% · 4.625%
HK$28,716
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,556/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,201
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,985
−HK$797/mo
Today · 4.125%
HK$26,782
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,629/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,564/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,036
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,788
−HK$763/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,109
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,140
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,984
−HK$858/mo
Today · 4.125%
HK$28,842
baseline
▲ 0.50% · 4.625%
HK$30,597
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,684/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,193
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,003
−HK$821/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,502
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,079
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,983
−HK$919/mo
Today · 4.125%
HK$30,902
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,880/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,804/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,217
−HK$880/mo
Today · 4.125%
HK$34,097
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,194/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,982
−HK$980/mo
Today · 4.125%
HK$32,962
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,924/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$939/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,288
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,956
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$1,041/mo
Today · 4.125%
HK$35,022
baseline
▲ 0.50% · 4.625%
HK$37,153
+HK$2,131/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,044/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,663
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,646
−HK$998/mo
Today · 4.125%
HK$38,644
baseline
▲ 0.50% · 4.625%
HK$40,681
+HK$2,037/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,288/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,980
−HK$1,103/mo
Today · 4.125%
HK$37,083
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,166/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,820
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,861
−HK$1,056/mo
Today · 4.125%
HK$40,917
baseline
▲ 0.50% · 4.625%
HK$43,074
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,834/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).