▼ 0.50% · 3.625%
HK$18,567
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,145
−HK$587/mo
Today · 4.125%
HK$19,732
baseline
▲ 0.50% · 4.625%
HK$20,932
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,464/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,656
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,210
−HK$562/mo
Today · 4.125%
HK$21,772
baseline
▲ 0.50% · 4.625%
HK$22,919
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,544/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,424
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,059
−HK$646/mo
Today · 4.125%
HK$21,705
baseline
▲ 0.50% · 4.625%
HK$23,025
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,410/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,721
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,331
−HK$618/mo
Today · 4.125%
HK$23,949
baseline
▲ 0.50% · 4.625%
HK$25,211
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,898/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,974
−HK$704/mo
Today · 4.125%
HK$23,678
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,356/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,452
−HK$674/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,503
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,888
−HK$763/mo
Today · 4.125%
HK$25,651
baseline
▲ 0.50% · 4.625%
HK$27,212
+HK$1,561/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,302/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,853
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,573
−HK$730/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,994
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$821/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,305
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,918
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,694
−HK$787/mo
Today · 4.125%
HK$30,481
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,962/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,851
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,717
−HK$880/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,398
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,984
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,815
−HK$843/mo
Today · 4.125%
HK$32,658
baseline
▲ 0.50% · 4.625%
HK$34,379
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,316/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$938/mo
Today · 4.125%
HK$31,570
baseline
▲ 0.50% · 4.625%
HK$33,491
+HK$1,921/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,140/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,049
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,936
−HK$899/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,671
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,564
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$998/mo
Today · 4.125%
HK$33,544
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,088/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,057
−HK$955/mo
Today · 4.125%
HK$37,012
baseline
▲ 0.50% · 4.625%
HK$38,963
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,024/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,421
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,461
−HK$1,056/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,678
+HK$2,161/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,180
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,011/mo
Today · 4.125%
HK$39,189
baseline
▲ 0.50% · 4.625%
HK$41,255
+HK$2,066/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,378/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,278 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).