▼ 0.50% · 3.625%
HK$18,748
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,331
−HK$593/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$21,136
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,857
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,416
−HK$568/mo
Today · 4.125%
HK$21,984
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,968/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,264
−HK$652/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,250
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$624/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,498
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,197
−HK$711/mo
Today · 4.125%
HK$23,908
baseline
▲ 0.50% · 4.625%
HK$25,363
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,816/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,028
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,700
−HK$681/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,372
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$770/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,477
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,114
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,841
−HK$738/mo
Today · 4.125%
HK$28,579
baseline
▲ 0.50% · 4.625%
HK$30,085
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,158/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$829/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,590
+HK$1,697/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,983
−HK$794/mo
Today · 4.125%
HK$30,777
baseline
▲ 0.50% · 4.625%
HK$32,400
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,554/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,997
−HK$888/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,285
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$852/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,714
+HK$1,738/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,997
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,930
−HK$948/mo
Today · 4.125%
HK$31,878
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,756/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,371
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,266
−HK$908/mo
Today · 4.125%
HK$35,174
baseline
▲ 0.50% · 4.625%
HK$37,028
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,348/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,872
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,863
−HK$1,007/mo
Today · 4.125%
HK$33,870
baseline
▲ 0.50% · 4.625%
HK$35,931
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,740/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,457
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,408
−HK$964/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,342
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$1,067/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,543
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,022/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,657 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).