▼ 0.50% · 3.625%
HK$21,881
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,562
−HK$691/mo
Today · 4.125%
HK$23,253
baseline
▲ 0.50% · 4.625%
HK$24,668
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,506/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,343
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,996
−HK$662/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,818
−HK$761/mo
Today · 4.125%
HK$25,579
baseline
▲ 0.50% · 4.625%
HK$27,135
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,158/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,777
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$729/mo
Today · 4.125%
HK$28,224
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,448/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,074
−HK$830/mo
Today · 4.125%
HK$27,904
baseline
▲ 0.50% · 4.625%
HK$29,602
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,808/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,211
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,995
−HK$794/mo
Today · 4.125%
HK$30,789
baseline
▲ 0.50% · 4.625%
HK$32,412
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,578/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,446
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$898/mo
Today · 4.125%
HK$30,229
baseline
▲ 0.50% · 4.625%
HK$32,069
+HK$1,840/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,458/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,646
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,494
−HK$861/mo
Today · 4.125%
HK$33,355
baseline
▲ 0.50% · 4.625%
HK$35,113
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,710/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,634
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,587
−HK$968/mo
Today · 4.125%
HK$32,555
baseline
▲ 0.50% · 4.625%
HK$34,536
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,110/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,080
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,994
−HK$927/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$37,814
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,843
−HK$1,037/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$37,003
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$994/mo
Today · 4.125%
HK$38,487
baseline
▲ 0.50% · 4.625%
HK$40,516
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,974/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,099
−HK$1,107/mo
Today · 4.125%
HK$37,206
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,412/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,948
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,993
−HK$1,060/mo
Today · 4.125%
HK$41,053
baseline
▲ 0.50% · 4.625%
HK$43,217
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,106/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,198
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,355
−HK$1,176/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,936
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,492
−HK$1,126/mo
Today · 4.125%
HK$43,618
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,300/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,236/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,386
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,611
−HK$1,245/mo
Today · 4.125%
HK$41,856
baseline
▲ 0.50% · 4.625%
HK$44,403
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,712/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,817
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,992
−HK$1,192/mo
Today · 4.125%
HK$46,184
baseline
▲ 0.50% · 4.625%
HK$48,619
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,368/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,598 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).