▼ 0.50% · 3.625%
HK$21,610
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,282
−HK$683/mo
Today · 4.125%
HK$22,965
baseline
▲ 0.50% · 4.625%
HK$24,363
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,930/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,041
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$654/mo
Today · 4.125%
HK$25,340
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,680/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,511
−HK$751/mo
Today · 4.125%
HK$25,262
baseline
▲ 0.50% · 4.625%
HK$26,799
+HK$1,537/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,524/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$720/mo
Today · 4.125%
HK$27,874
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,748/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,932
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$819/mo
Today · 4.125%
HK$27,558
baseline
▲ 0.50% · 4.625%
HK$29,235
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,116/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,623
−HK$785/mo
Today · 4.125%
HK$30,408
baseline
▲ 0.50% · 4.625%
HK$32,011
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,816/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,093
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,967
−HK$888/mo
Today · 4.125%
HK$29,855
baseline
▲ 0.50% · 4.625%
HK$31,671
+HK$1,816/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,710/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,253
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,092
−HK$850/mo
Today · 4.125%
HK$32,942
baseline
▲ 0.50% · 4.625%
HK$34,678
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,884/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,254
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,195
−HK$956/mo
Today · 4.125%
HK$32,151
baseline
▲ 0.50% · 4.625%
HK$34,108
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,302/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,657
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$916/mo
Today · 4.125%
HK$35,476
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,415
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$1,025/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$2,096/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,062
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$981/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,003/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,576
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$1,092/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,980
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,466
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,497
−HK$1,047/mo
Today · 4.125%
HK$40,544
baseline
▲ 0.50% · 4.625%
HK$42,681
+HK$2,137/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,088/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,737
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,161/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,417
+HK$2,376/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,966
−HK$1,112/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,349
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,230/mo
Today · 4.125%
HK$41,338
baseline
▲ 0.50% · 4.625%
HK$43,853
+HK$2,515/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,676/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,274
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,434
−HK$1,178/mo
Today · 4.125%
HK$45,612
baseline
▲ 0.50% · 4.625%
HK$48,016
+HK$2,404/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,224/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).