▼ 0.50% · 3.625%
HK$20,158
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,785
−HK$637/mo
Today · 4.125%
HK$21,422
baseline
▲ 0.50% · 4.625%
HK$22,725
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,844/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,425
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,027
−HK$610/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$24,883
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,174
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,863
−HK$701/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$671/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,942
−HK$764/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,270
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$732/mo
Today · 4.125%
HK$28,364
baseline
▲ 0.50% · 4.625%
HK$29,860
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,728/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,205
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,020
−HK$829/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,153
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$793/mo
Today · 4.125%
HK$30,728
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,456/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,221
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$892/mo
Today · 4.125%
HK$29,991
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,396
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$854/mo
Today · 4.125%
HK$33,092
baseline
▲ 0.50% · 4.625%
HK$34,836
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,184/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,237
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,177
−HK$956/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$34,088
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,638
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,540
−HK$915/mo
Today · 4.125%
HK$35,455
baseline
▲ 0.50% · 4.625%
HK$37,324
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,910/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,253
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$1,019/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$2,086/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,881
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$976/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$39,813
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,334
−HK$1,083/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$2,216/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,123
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,146
−HK$1,037/mo
Today · 4.125%
HK$40,183
baseline
▲ 0.50% · 4.625%
HK$42,301
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,366/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,284
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,413
−HK$1,146/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,906
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,366
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,448
−HK$1,099/mo
Today · 4.125%
HK$42,547
baseline
▲ 0.50% · 4.625%
HK$44,789
+HK$2,242/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,094/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).