▼ 0.50% · 3.625%
HK$19,961
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,582
−HK$631/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$605/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,233/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,957
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$694/mo
Today · 4.125%
HK$23,334
baseline
▲ 0.50% · 4.625%
HK$24,754
+HK$1,420/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,668/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,427
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$664/mo
Today · 4.125%
HK$25,747
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,494/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,954
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,699
−HK$757/mo
Today · 4.125%
HK$25,456
baseline
▲ 0.50% · 4.625%
HK$27,005
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,912/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,648
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,363
−HK$725/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,568
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,757
−HK$820/mo
Today · 4.125%
HK$27,577
baseline
▲ 0.50% · 4.625%
HK$29,255
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,154/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,869
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,643
−HK$785/mo
Today · 4.125%
HK$30,428
baseline
▲ 0.50% · 4.625%
HK$32,032
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,856/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,946
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,815
−HK$883/mo
Today · 4.125%
HK$29,698
baseline
▲ 0.50% · 4.625%
HK$31,505
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,396/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,089
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,923
−HK$846/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,496
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,873
−HK$947/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,310
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,204
−HK$906/mo
Today · 4.125%
HK$35,110
baseline
▲ 0.50% · 4.625%
HK$36,960
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,220/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,938
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$1,009/mo
Today · 4.125%
HK$33,941
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,882/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,531
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$966/mo
Today · 4.125%
HK$37,450
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,900/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,934
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$1,072/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,751
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,027/mo
Today · 4.125%
HK$39,791
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,582/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,930
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$1,136/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,507
+HK$2,323/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,972
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,044
−HK$1,088/mo
Today · 4.125%
HK$42,132
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,221/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,264/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,620 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).