▼ 0.50% · 3.625%
HK$19,448
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,053
−HK$615/mo
Today · 4.125%
HK$20,668
baseline
▲ 0.50% · 4.625%
HK$21,925
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,336/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,636
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,216
−HK$589/mo
Today · 4.125%
HK$22,805
baseline
▲ 0.50% · 4.625%
HK$24,007
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,610/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,393
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$676/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$24,118
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,438
−HK$647/mo
Today · 4.125%
HK$25,085
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,170/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,338
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,064
−HK$737/mo
Today · 4.125%
HK$24,801
baseline
▲ 0.50% · 4.625%
HK$26,310
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,602/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,963
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,659
−HK$707/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,282
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,069
−HK$799/mo
Today · 4.125%
HK$26,868
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.54M · min. income ≈ HK$53,736/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,126
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,881
−HK$765/mo
Today · 4.125%
HK$29,646
baseline
▲ 0.50% · 4.625%
HK$31,209
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.54M · min. income ≈ HK$59,292/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,074
−HK$861/mo
Today · 4.125%
HK$28,935
baseline
▲ 0.50% · 4.625%
HK$30,695
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,870/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,290
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,102
−HK$824/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,609
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,172
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$922/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,454
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,324
−HK$883/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,010
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,117
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$983/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$941/mo
Today · 4.125%
HK$36,487
baseline
▲ 0.50% · 4.625%
HK$38,411
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,974/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,062
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$1,045/mo
Today · 4.125%
HK$35,135
baseline
▲ 0.50% · 4.625%
HK$37,273
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,270/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,781
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,001/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$40,811
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,107/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,465
+HK$2,263/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,059/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).