▼ 0.50% · 3.625%
HK$20,646
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$652/mo
Today · 4.125%
HK$21,941
baseline
▲ 0.50% · 4.625%
HK$23,276
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,882/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,969
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,585
−HK$625/mo
Today · 4.125%
HK$24,210
baseline
▲ 0.50% · 4.625%
HK$25,486
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,420/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,711
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,417
−HK$718/mo
Today · 4.125%
HK$24,135
baseline
▲ 0.50% · 4.625%
HK$25,604
+HK$1,469/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,270/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,266
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,943
−HK$688/mo
Today · 4.125%
HK$26,631
baseline
▲ 0.50% · 4.625%
HK$28,035
+HK$1,404/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,262/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,776
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,546
−HK$783/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,931
+HK$1,602/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,302
−HK$750/mo
Today · 4.125%
HK$29,052
baseline
▲ 0.50% · 4.625%
HK$30,583
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,104/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,840
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,675
−HK$848/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,259
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$813/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,905
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,804
−HK$914/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,587
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,019
−HK$875/mo
Today · 4.125%
HK$33,894
baseline
▲ 0.50% · 4.625%
HK$35,680
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,788/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,970
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,933
−HK$979/mo
Today · 4.125%
HK$32,912
baseline
▲ 0.50% · 4.625%
HK$34,914
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,824/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,453
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,377
−HK$938/mo
Today · 4.125%
HK$36,315
baseline
▲ 0.50% · 4.625%
HK$38,229
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,630/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,062
−HK$1,044/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$37,242
+HK$2,136/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,750
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,000/mo
Today · 4.125%
HK$38,736
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,472/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,099
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,191
−HK$1,109/mo
Today · 4.125%
HK$37,300
baseline
▲ 0.50% · 4.625%
HK$39,570
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,600/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,047
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,094
−HK$1,063/mo
Today · 4.125%
HK$41,157
baseline
▲ 0.50% · 4.625%
HK$43,326
+HK$2,169/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,314/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,164
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,320
−HK$1,174/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,897
+HK$2,403/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,344
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,453
−HK$1,125/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$45,875
+HK$2,297/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,443 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).