▼ 0.50% · 3.625%
HK$18,958
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,548
−HK$599/mo
Today · 4.125%
HK$20,147
baseline
▲ 0.50% · 4.625%
HK$21,373
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,294/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,091
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,657
−HK$573/mo
Today · 4.125%
HK$22,230
baseline
▲ 0.50% · 4.625%
HK$23,402
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,460/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,854
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$659/mo
Today · 4.125%
HK$22,162
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,324/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,200
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,822
−HK$631/mo
Today · 4.125%
HK$24,453
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,906/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,750
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,458
−HK$719/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,648
+HK$1,471/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,309
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,988
−HK$688/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,083
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,646
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,412
−HK$779/mo
Today · 4.125%
HK$26,191
baseline
▲ 0.50% · 4.625%
HK$27,785
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,382/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,418
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$746/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,423
+HK$1,523/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,542
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$839/mo
Today · 4.125%
HK$28,206
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,412/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,527
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,319
−HK$804/mo
Today · 4.125%
HK$31,123
baseline
▲ 0.50% · 4.625%
HK$32,763
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,246/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,437
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$899/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$32,060
+HK$1,839/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$861/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$1,757/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,333
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$958/mo
Today · 4.125%
HK$32,235
baseline
▲ 0.50% · 4.625%
HK$34,197
+HK$1,962/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,470/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,745
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$918/mo
Today · 4.125%
HK$35,569
baseline
▲ 0.50% · 4.625%
HK$37,444
+HK$1,875/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,138/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,229
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$1,018/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$2,084/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,855
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$976/mo
Today · 4.125%
HK$37,792
baseline
▲ 0.50% · 4.625%
HK$39,784
+HK$1,992/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,584/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$1,079/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,472
+HK$2,207/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,964
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,982
−HK$1,033/mo
Today · 4.125%
HK$40,015
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,109/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,030/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,424 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).