▼ 0.50% · 3.625%
HK$22,346
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,041
−HK$706/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$25,192
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$676/mo
Today · 4.125%
HK$26,203
baseline
▲ 0.50% · 4.625%
HK$27,584
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,406/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$777/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,712
+HK$1,590/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,346
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,079
−HK$744/mo
Today · 4.125%
HK$28,823
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,520/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,646/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,815
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,649
−HK$848/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$30,231
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,832
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$812/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,101
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,954
−HK$918/mo
Today · 4.125%
HK$30,872
baseline
▲ 0.50% · 4.625%
HK$32,750
+HK$1,878/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,744/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,185
−HK$879/mo
Today · 4.125%
HK$34,064
baseline
▲ 0.50% · 4.625%
HK$35,859
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,128/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,285
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,258
−HK$988/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,804
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,618
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,562
−HK$1,059/mo
Today · 4.125%
HK$35,621
baseline
▲ 0.50% · 4.625%
HK$37,789
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,242/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,290
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,014/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,376
+HK$2,072/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$1,130/mo
Today · 4.125%
HK$37,996
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,992/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,776
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,843
−HK$1,082/mo
Today · 4.125%
HK$41,925
baseline
▲ 0.50% · 4.625%
HK$44,135
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,850/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,201/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,150/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,348/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,223
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,474
−HK$1,271/mo
Today · 4.125%
HK$42,745
baseline
▲ 0.50% · 4.625%
HK$45,346
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,490/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,748
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,948
−HK$1,217/mo
Today · 4.125%
HK$47,165
baseline
▲ 0.50% · 4.625%
HK$49,651
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,330/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).