▼ 0.50% · 3.625%
HK$19,631
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,242
−HK$620/mo
Today · 4.125%
HK$20,862
baseline
▲ 0.50% · 4.625%
HK$22,131
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,724/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,839
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,425
−HK$594/mo
Today · 4.125%
HK$23,019
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,038/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,266
−HK$682/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,344
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,023
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$654/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,656
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,557
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,290
−HK$744/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,558
+HK$1,524/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,207
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,910
−HK$713/mo
Today · 4.125%
HK$27,623
baseline
▲ 0.50% · 4.625%
HK$29,079
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,246/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,520
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$807/mo
Today · 4.125%
HK$27,121
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,242/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,391
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,152
−HK$773/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,502
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,483
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,338
−HK$869/mo
Today · 4.125%
HK$29,207
baseline
▲ 0.50% · 4.625%
HK$30,984
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,414/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,395
−HK$832/mo
Today · 4.125%
HK$32,227
baseline
▲ 0.50% · 4.625%
HK$33,925
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,454/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,446
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$931/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,759
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$892/mo
Today · 4.125%
HK$34,529
baseline
▲ 0.50% · 4.625%
HK$36,349
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,058/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,409
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,386
−HK$993/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,410
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,943
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,880
−HK$951/mo
Today · 4.125%
HK$36,831
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,662/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,373
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,411
−HK$1,054/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,623
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,122
−HK$1,010/mo
Today · 4.125%
HK$39,132
baseline
▲ 0.50% · 4.625%
HK$41,195
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,264/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,435
−HK$1,117/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,311
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,365
−HK$1,069/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,184/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).