▼ 0.50% · 3.625%
HK$19,036
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,628
−HK$602/mo
Today · 4.125%
HK$20,230
baseline
▲ 0.50% · 4.625%
HK$21,461
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,460/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,177
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,745
−HK$576/mo
Today · 4.125%
HK$22,321
baseline
▲ 0.50% · 4.625%
HK$23,498
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,642/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,939
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$662/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$633/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$25,848
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,843
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$721/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,413
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$692/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,516
−HK$782/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,530
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,269
−HK$749/mo
Today · 4.125%
HK$29,018
baseline
▲ 0.50% · 4.625%
HK$30,547
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,036/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,650
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,479
−HK$842/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$30,045
+HK$1,724/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,648
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,443
−HK$807/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$32,897
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,442
−HK$902/mo
Today · 4.125%
HK$30,344
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,766
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,618
−HK$864/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,457
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$962/mo
Today · 4.125%
HK$32,367
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,734/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,792
−HK$922/mo
Today · 4.125%
HK$35,714
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,428/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,361
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,368
−HK$1,022/mo
Today · 4.125%
HK$34,390
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,780/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,001
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,967
−HK$979/mo
Today · 4.125%
HK$37,946
baseline
▲ 0.50% · 4.625%
HK$39,946
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,892/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,265
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,083/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,629
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,119
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,037/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,296
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,444 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).