▼ 0.50% · 3.625%
HK$18,803
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,388
−HK$594/mo
Today · 4.125%
HK$19,982
baseline
▲ 0.50% · 4.625%
HK$21,198
+HK$1,216/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,964/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,918
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$569/mo
Today · 4.125%
HK$22,048
baseline
▲ 0.50% · 4.625%
HK$23,210
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,096/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,327
−HK$653/mo
Today · 4.125%
HK$21,980
baseline
▲ 0.50% · 4.625%
HK$23,318
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,960/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,010
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,627
−HK$626/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,531
+HK$1,278/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$713/mo
Today · 4.125%
HK$23,978
baseline
▲ 0.50% · 4.625%
HK$25,438
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,956/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,102
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,775
−HK$683/mo
Today · 4.125%
HK$26,458
baseline
▲ 0.50% · 4.625%
HK$27,853
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,916/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,204
−HK$773/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,580/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$740/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,143
−HK$832/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,677
+HK$1,702/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,285
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,071
−HK$797/mo
Today · 4.125%
HK$30,868
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,736/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,204
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$891/mo
Today · 4.125%
HK$29,973
baseline
▲ 0.50% · 4.625%
HK$31,797
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,946/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,219
−HK$853/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$34,816
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,021
−HK$950/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,469
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,367
−HK$910/mo
Today · 4.125%
HK$35,277
baseline
▲ 0.50% · 4.625%
HK$37,137
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,554/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$1,011/mo
Today · 4.125%
HK$33,970
baseline
▲ 0.50% · 4.625%
HK$36,037
+HK$2,067/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,940/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,561
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,515
−HK$967/mo
Today · 4.125%
HK$37,482
baseline
▲ 0.50% · 4.625%
HK$39,458
+HK$1,976/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,964/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$1,070/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$2,188/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,653
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,025/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,092/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,380 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).