▼ 0.50% · 3.625%
HK$21,936
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,618
−HK$694/mo
Today · 4.125%
HK$23,312
baseline
▲ 0.50% · 4.625%
HK$24,730
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,624/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,404
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$664/mo
Today · 4.125%
HK$25,722
baseline
▲ 0.50% · 4.625%
HK$27,078
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,444/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,130
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,880
−HK$763/mo
Today · 4.125%
HK$25,643
baseline
▲ 0.50% · 4.625%
HK$27,203
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,286/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,844
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$730/mo
Today · 4.125%
HK$28,294
baseline
▲ 0.50% · 4.625%
HK$29,786
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,588/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,323
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,142
−HK$832/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,676
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$796/mo
Today · 4.125%
HK$30,866
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,732/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,517
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,404
−HK$901/mo
Today · 4.125%
HK$30,305
baseline
▲ 0.50% · 4.625%
HK$32,149
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,610/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,575
−HK$864/mo
Today · 4.125%
HK$33,439
baseline
▲ 0.50% · 4.625%
HK$35,201
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,878/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,710
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$970/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,622
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,165
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,081
−HK$930/mo
Today · 4.125%
HK$36,011
baseline
▲ 0.50% · 4.625%
HK$37,909
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,022/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,904
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$1,040/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$2,128/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,587
−HK$996/mo
Today · 4.125%
HK$38,583
baseline
▲ 0.50% · 4.625%
HK$40,617
+HK$2,034/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,166/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,097
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,189
−HK$1,109/mo
Today · 4.125%
HK$37,298
baseline
▲ 0.50% · 4.625%
HK$39,568
+HK$2,270/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,596/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,046
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,093
−HK$1,062/mo
Today · 4.125%
HK$41,155
baseline
▲ 0.50% · 4.625%
HK$43,324
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,310/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,291
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,451
−HK$1,179/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$42,041
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,486
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,599
−HK$1,128/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,032
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,485
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,713
−HK$1,248/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,514
+HK$2,553/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,196/mo
Today · 4.125%
HK$46,300
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,600/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).