▼ 0.50% · 3.625%
HK$19,635
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,246
−HK$620/mo
Today · 4.125%
HK$20,866
baseline
▲ 0.50% · 4.625%
HK$22,136
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,732/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,844
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,430
−HK$594/mo
Today · 4.125%
HK$23,024
baseline
▲ 0.50% · 4.625%
HK$24,238
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,048/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,599
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$682/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,397/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,028
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,673
−HK$653/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,661
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,562
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,295
−HK$745/mo
Today · 4.125%
HK$25,040
baseline
▲ 0.50% · 4.625%
HK$26,563
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,080/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,213
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$713/mo
Today · 4.125%
HK$27,629
baseline
▲ 0.50% · 4.625%
HK$29,085
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,258/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,526
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$806/mo
Today · 4.125%
HK$27,126
baseline
▲ 0.50% · 4.625%
HK$28,777
+HK$1,651/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,252/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,397
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,159
−HK$772/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,509
+HK$1,578/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,489
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,344
−HK$869/mo
Today · 4.125%
HK$29,213
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,426/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,581
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,402
−HK$832/mo
Today · 4.125%
HK$32,234
baseline
▲ 0.50% · 4.625%
HK$33,933
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,468/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,369
−HK$931/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,645
−HK$891/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$1,821/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,416
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,393
−HK$993/mo
Today · 4.125%
HK$33,386
baseline
▲ 0.50% · 4.625%
HK$35,418
+HK$2,032/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,772/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,950
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,888
−HK$951/mo
Today · 4.125%
HK$36,839
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,678/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,380
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$1,055/mo
Today · 4.125%
HK$35,473
baseline
▲ 0.50% · 4.625%
HK$37,631
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,946/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,135
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,131
−HK$1,010/mo
Today · 4.125%
HK$39,141
baseline
▲ 0.50% · 4.625%
HK$41,204
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,282/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,343
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,443
−HK$1,117/mo
Today · 4.125%
HK$37,560
baseline
▲ 0.50% · 4.625%
HK$39,845
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,120/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,319
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,374
−HK$1,069/mo
Today · 4.125%
HK$41,443
baseline
▲ 0.50% · 4.625%
HK$43,628
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,886/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,329 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).