▼ 0.50% · 3.625%
HK$18,367
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,938
−HK$580/mo
Today · 4.125%
HK$19,518
baseline
▲ 0.50% · 4.625%
HK$20,706
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,036/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,433
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,981
−HK$556/mo
Today · 4.125%
HK$21,537
baseline
▲ 0.50% · 4.625%
HK$22,672
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,074/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,203
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,832
−HK$638/mo
Today · 4.125%
HK$21,470
baseline
▲ 0.50% · 4.625%
HK$22,777
+HK$1,307/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,940/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,476
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$611/mo
Today · 4.125%
HK$23,690
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,249/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,380/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,040
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,726
−HK$696/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$667/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,877
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,619
−HK$755/mo
Today · 4.125%
HK$25,374
baseline
▲ 0.50% · 4.625%
HK$26,918
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,748/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,563
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,275
−HK$723/mo
Today · 4.125%
HK$27,998
baseline
▲ 0.50% · 4.625%
HK$29,473
+HK$1,475/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$55,996/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,713
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,513
−HK$813/mo
Today · 4.125%
HK$27,326
baseline
▲ 0.50% · 4.625%
HK$28,988
+HK$1,662/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,652/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,606
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,373
−HK$778/mo
Today · 4.125%
HK$30,151
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,302/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,550
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,407
−HK$871/mo
Today · 4.125%
HK$29,278
baseline
▲ 0.50% · 4.625%
HK$31,059
+HK$1,781/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,556/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,649
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,471
−HK$834/mo
Today · 4.125%
HK$32,305
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,610/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,301
−HK$928/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$33,130
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$890/mo
Today · 4.125%
HK$34,459
baseline
▲ 0.50% · 4.625%
HK$36,275
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,918/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,195
−HK$986/mo
Today · 4.125%
HK$33,181
baseline
▲ 0.50% · 4.625%
HK$35,200
+HK$2,019/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,362/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,667
−HK$945/mo
Today · 4.125%
HK$36,612
baseline
▲ 0.50% · 4.625%
HK$38,542
+HK$1,930/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,224/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$1,045/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$2,138/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,001/mo
Today · 4.125%
HK$38,766
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,532/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).