▼ 0.50% · 3.625%
HK$18,254
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,822
−HK$577/mo
Today · 4.125%
HK$19,399
baseline
▲ 0.50% · 4.625%
HK$20,579
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,798/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,308
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$553/mo
Today · 4.125%
HK$21,405
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,810/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,080
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,704
−HK$635/mo
Today · 4.125%
HK$21,339
baseline
▲ 0.50% · 4.625%
HK$22,637
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,678/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,338
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$607/mo
Today · 4.125%
HK$23,545
baseline
▲ 0.50% · 4.625%
HK$24,786
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,090/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,905
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$693/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$663/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,730
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,469
−HK$750/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,753
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$718/mo
Today · 4.125%
HK$27,826
baseline
▲ 0.50% · 4.625%
HK$29,293
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,652/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,556
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$808/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$774/mo
Today · 4.125%
HK$29,967
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,934/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,381
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,233
−HK$865/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$829/mo
Today · 4.125%
HK$32,107
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,214/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,889/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$884/mo
Today · 4.125%
HK$34,248
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,496/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,032
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,997
−HK$981/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$2,007/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,523
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$939/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,306
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$1,038/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$2,125/mo
Deposit HK$801K · loan HK$7.20M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,554
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$995/mo
Today · 4.125%
HK$38,529
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,031/mo
Deposit HK$801K · loan HK$7.20M · min. income ≈ HK$77,058/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).