▼ 0.50% · 3.625%
HK$18,083
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,645
−HK$572/mo
Today · 4.125%
HK$19,217
baseline
▲ 0.50% · 4.625%
HK$20,386
+HK$1,169/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,434/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,117
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,656
−HK$548/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,321
+HK$1,117/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,891
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,510
−HK$628/mo
Today · 4.125%
HK$21,138
baseline
▲ 0.50% · 4.625%
HK$22,425
+HK$1,287/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,276/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,129
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$602/mo
Today · 4.125%
HK$23,324
baseline
▲ 0.50% · 4.625%
HK$24,554
+HK$1,230/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,648/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,374
−HK$686/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$656/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,342/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,508
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,239
−HK$743/mo
Today · 4.125%
HK$24,982
baseline
▲ 0.50% · 4.625%
HK$26,502
+HK$1,520/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$49,964/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,152
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,853
−HK$712/mo
Today · 4.125%
HK$27,565
baseline
▲ 0.50% · 4.625%
HK$29,018
+HK$1,453/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$55,130/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,316
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,103
−HK$800/mo
Today · 4.125%
HK$26,903
baseline
▲ 0.50% · 4.625%
HK$28,540
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,806/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,164
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,919
−HK$766/mo
Today · 4.125%
HK$29,685
baseline
▲ 0.50% · 4.625%
HK$31,250
+HK$1,565/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,370/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,124
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,968
−HK$857/mo
Today · 4.125%
HK$28,825
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,754/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,650/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,175
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,985
−HK$821/mo
Today · 4.125%
HK$31,806
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,676/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,612/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,932
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,832
−HK$915/mo
Today · 4.125%
HK$30,747
baseline
▲ 0.50% · 4.625%
HK$32,618
+HK$1,871/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$61,494/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,187
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,050
−HK$876/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,714
+HK$1,788/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,697
−HK$971/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,988/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$930/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$37,946
+HK$1,900/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$1,029/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,695
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,210
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,182
−HK$985/mo
Today · 4.125%
HK$38,167
baseline
▲ 0.50% · 4.625%
HK$40,179
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,334/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,905 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).