▼ 0.50% · 3.625%
HK$21,204
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,863
−HK$670/mo
Today · 4.125%
HK$22,533
baseline
▲ 0.50% · 4.625%
HK$23,904
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,066/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,589
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,221
−HK$642/mo
Today · 4.125%
HK$24,863
baseline
▲ 0.50% · 4.625%
HK$26,174
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,726/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,324
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,050
−HK$737/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,644
−HK$706/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$28,791
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,444
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,236
−HK$804/mo
Today · 4.125%
HK$27,040
baseline
▲ 0.50% · 4.625%
HK$28,685
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,080/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,307
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,066
−HK$770/mo
Today · 4.125%
HK$29,836
baseline
▲ 0.50% · 4.625%
HK$31,409
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,672/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,565
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,422
−HK$871/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$31,076
+HK$1,783/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,665
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,488
−HK$834/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,026
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,685
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$939/mo
Today · 4.125%
HK$31,547
baseline
▲ 0.50% · 4.625%
HK$33,466
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,094/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,024
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,910
−HK$899/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,643
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,005/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$2,057/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$963/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$1,966/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,926
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,981
−HK$1,072/mo
Today · 4.125%
HK$36,053
baseline
▲ 0.50% · 4.625%
HK$38,247
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,106/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,742
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,754
−HK$1,027/mo
Today · 4.125%
HK$39,781
baseline
▲ 0.50% · 4.625%
HK$41,878
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,562/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,046
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,167
−HK$1,140/mo
Today · 4.125%
HK$38,307
baseline
▲ 0.50% · 4.625%
HK$40,637
+HK$2,330/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,614/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,101
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,091/mo
Today · 4.125%
HK$42,268
baseline
▲ 0.50% · 4.625%
HK$44,496
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,536/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,167
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,206/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$43,028
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,460
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,599
−HK$1,155/mo
Today · 4.125%
HK$44,754
baseline
▲ 0.50% · 4.625%
HK$47,113
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,508/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).