▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$130/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$264/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$143/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$291/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$136/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$278/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$155/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$318/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$149/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$168/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$161/mo
Today · 4.125%
HK$6,238
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,476/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,729
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$181/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$371/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,373
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$174/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,072
+HK$354/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,329
−HK$194/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,920
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,829
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,012
−HK$185/mo
Today · 4.125%
HK$7,197
baseline
▲ 0.50% · 4.625%
HK$7,577
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,394/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,547
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,751
−HK$207/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,381
+HK$423/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,284
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,479
−HK$198/mo
Today · 4.125%
HK$7,677
baseline
▲ 0.50% · 4.625%
HK$8,082
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,354/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,173
−HK$220/mo
Today · 4.125%
HK$7,393
baseline
▲ 0.50% · 4.625%
HK$7,843
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,786/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,739
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,947
−HK$210/mo
Today · 4.125%
HK$8,157
baseline
▲ 0.50% · 4.625%
HK$8,587
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,314/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$233/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$476/mo
Deposit HK$179K · loan HK$1.62M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,194
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,414
−HK$223/mo
Today · 4.125%
HK$8,637
baseline
▲ 0.50% · 4.625%
HK$9,092
+HK$455/mo
Deposit HK$179K · loan HK$1.62M · min. income ≈ HK$17,274/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).