▼ 0.50% · 3.625%
HK$3,863
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$847K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$239/mo
Deposit HK$847K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$134/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,791
+HK$275/mo
Deposit HK$762K · loan HK$932K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$128/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$263/mo
Deposit HK$762K · loan HK$932K · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$147/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,227
+HK$300/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$140/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$287/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$158/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$325/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$311/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$171/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$350/mo
Deposit HK$508K · loan HK$1.19M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$163/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$335/mo
Deposit HK$508K · loan HK$1.19M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$184/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,533
+HK$374/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$175/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,154
+HK$359/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$195/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$187/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$383/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$208/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$424/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,503
−HK$198/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$219/mo
Today · 4.125%
HK$7,390
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$450/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,780/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,944
−HK$210/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$430/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).