▼ 0.50% · 3.625%
HK$3,802
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$120/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$246/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$115/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$235/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$132/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$271/mo
Deposit HK$750K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$127/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$258/mo
Deposit HK$750K · loan HK$917K · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$144/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$295/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$139/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$282/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$156/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$320/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$149/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$306/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$168/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$161/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$180/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$173/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$352/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$192/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$394/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$184/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$376/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$204/mo
Today · 4.125%
HK$6,868
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,736/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$196/mo
Today · 4.125%
HK$7,579
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$399/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,158/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,843
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,056
−HK$216/mo
Today · 4.125%
HK$7,272
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,544/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,613
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,817
−HK$207/mo
Today · 4.125%
HK$8,024
baseline
▲ 0.50% · 4.625%
HK$8,447
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,048/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).