▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$123/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,491
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$291/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$136/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$277/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$155/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$149/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$302/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$168/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$343/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$160/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$181/mo
Today · 4.125%
HK$6,074
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$370/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,148/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$173/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$194/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,813
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$186/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$378/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,735
−HK$207/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,462
−HK$197/mo
Today · 4.125%
HK$7,659
baseline
▲ 0.50% · 4.625%
HK$8,063
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,318/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,156
−HK$220/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,824
+HK$448/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,721
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,928
−HK$210/mo
Today · 4.125%
HK$8,138
baseline
▲ 0.50% · 4.625%
HK$8,567
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,276/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,349
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,577
−HK$232/mo
Today · 4.125%
HK$7,809
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,618/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,175
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,394
−HK$223/mo
Today · 4.125%
HK$8,617
baseline
▲ 0.50% · 4.625%
HK$9,071
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,234/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).