▼ 0.50% · 3.625%
HK$3,860
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$122/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$250/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$116/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$239/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$135/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$274/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$128/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$263/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$147/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$299/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,153
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$140/mo
Today · 4.125%
HK$5,432
baseline
▲ 0.50% · 4.625%
HK$5,718
+HK$286/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$10,864/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$159/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$324/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$151/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$311/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$171/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$350/mo
Deposit HK$508K · loan HK$1.19M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,012
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$164/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$334/mo
Deposit HK$508K · loan HK$1.19M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$183/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$375/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$176/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,148
+HK$358/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$196/mo
Today · 4.125%
HK$6,564
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$399/mo
Deposit HK$339K · loan HK$1.35M · min. income ≈ HK$13,128/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$339K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$207/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$424/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$199/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$219/mo
Today · 4.125%
HK$7,384
baseline
▲ 0.50% · 4.625%
HK$7,833
+HK$449/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,768/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,730
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,937
−HK$211/mo
Today · 4.125%
HK$8,148
baseline
▲ 0.50% · 4.625%
HK$8,577
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,296/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).