▼ 0.50% · 3.625%
HK$3,945
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$124/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$120/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$138/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$280/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$131/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$269/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$150/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$143/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,128
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$162/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$332/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$156/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$174/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$167/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$342/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$187/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$382/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$179/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,305
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,508
−HK$200/mo
Today · 4.125%
HK$6,708
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,416/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,210
−HK$191/mo
Today · 4.125%
HK$7,401
baseline
▲ 0.50% · 4.625%
HK$7,792
+HK$391/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,802/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$212/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,461
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,661
−HK$203/mo
Today · 4.125%
HK$7,864
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$414/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,728/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,101
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$224/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$8,005
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,900
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$215/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$438/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).