▼ 0.50% · 3.625%
HK$3,905
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$124/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$119/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$241/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$135/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$266/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$148/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$142/mo
Today · 4.125%
HK$5,494
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,988/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$160/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$329/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$153/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$314/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$172/mo
Today · 4.125%
HK$5,809
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,618/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,081
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$165/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,857
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,039
−HK$185/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,603
+HK$379/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,691
−HK$177/mo
Today · 4.125%
HK$6,868
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,736/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,442
−HK$197/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,950
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,137
−HK$189/mo
Today · 4.125%
HK$7,326
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,652/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,638
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$210/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$429/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,385
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,583
−HK$201/mo
Today · 4.125%
HK$7,784
baseline
▲ 0.50% · 4.625%
HK$8,194
+HK$410/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,568/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,028
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$222/mo
Today · 4.125%
HK$7,469
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,938/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,029
−HK$212/mo
Today · 4.125%
HK$8,241
baseline
▲ 0.50% · 4.625%
HK$8,676
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,482/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).