▼ 0.50% · 3.625%
HK$3,784
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$119/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$114/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$132/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$126/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$257/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$144/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$293/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$138/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$280/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$156/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$149/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$168/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$342/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$328/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$179/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$367/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$172/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,007
+HK$351/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$191/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$183/mo
Today · 4.125%
HK$7,099
baseline
▲ 0.50% · 4.625%
HK$7,474
+HK$375/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,198/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,433
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$203/mo
Today · 4.125%
HK$6,836
baseline
▲ 0.50% · 4.625%
HK$7,252
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,672/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,157
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$194/mo
Today · 4.125%
HK$7,543
baseline
▲ 0.50% · 4.625%
HK$7,941
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,086/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$215/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$441/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,781
−HK$206/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,408
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).