▼ 0.50% · 3.625%
HK$4,390
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$139/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$283/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$133/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$271/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$153/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$312/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$146/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$167/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$340/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$160/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$325/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$180/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$172/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,045
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,146
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$195/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$397/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,838
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$186/mo
Today · 4.125%
HK$7,207
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,414/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,585
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,790
−HK$208/mo
Today · 4.125%
HK$6,998
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,996/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,326
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,523
−HK$199/mo
Today · 4.125%
HK$7,722
baseline
▲ 0.50% · 4.625%
HK$8,129
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,444/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$222/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,815
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$213/mo
Today · 4.125%
HK$8,237
baseline
▲ 0.50% · 4.625%
HK$8,671
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,474/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,696
−HK$235/mo
Today · 4.125%
HK$7,931
baseline
▲ 0.50% · 4.625%
HK$8,414
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,862/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,303
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,526
−HK$226/mo
Today · 4.125%
HK$8,752
baseline
▲ 0.50% · 4.625%
HK$9,213
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,504/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,902
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,148
−HK$250/mo
Today · 4.125%
HK$8,398
baseline
▲ 0.50% · 4.625%
HK$8,909
+HK$511/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,796/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,791
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,027
−HK$239/mo
Today · 4.125%
HK$9,266
baseline
▲ 0.50% · 4.625%
HK$9,755
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,532/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).