▼ 0.50% · 3.625%
HK$3,852
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$122/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$249/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$116/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$134/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$274/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$128/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$146/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$140/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$285/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$158/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$151/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$310/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,561
−HK$170/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$349/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$163/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$333/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$183/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$373/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,428
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$175/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$195/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,041
−HK$186/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,549
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$207/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$423/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,481
−HK$198/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$405/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$219/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,714
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,921
−HK$210/mo
Today · 4.125%
HK$8,131
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,262/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).