▼ 0.50% · 3.625%
HK$3,842
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$122/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$248/mo
Deposit HK$842K · loan HK$842K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$116/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$237/mo
Deposit HK$842K · loan HK$842K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$133/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$758K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$128/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$261/mo
Deposit HK$758K · loan HK$927K · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,610
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$145/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$299/mo
Deposit HK$674K · loan HK$1.01M · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$140/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$285/mo
Deposit HK$674K · loan HK$1.01M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$590K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$152/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$308/mo
Deposit HK$590K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$170/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$348/mo
Deposit HK$505K · loan HK$1.18M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$163/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$332/mo
Deposit HK$505K · loan HK$1.18M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$182/mo
Today · 4.125%
HK$6,124
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$373/mo
Deposit HK$421K · loan HK$1.26M · min. income ≈ HK$12,248/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$175/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$356/mo
Deposit HK$421K · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$195/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,930
+HK$397/mo
Deposit HK$337K · loan HK$1.35M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$186/mo
Today · 4.125%
HK$7,208
baseline
▲ 0.50% · 4.625%
HK$7,588
+HK$380/mo
Deposit HK$337K · loan HK$1.35M · min. income ≈ HK$14,416/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$207/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,363
+HK$422/mo
Deposit HK$253K · loan HK$1.43M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,266
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$198/mo
Today · 4.125%
HK$7,659
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$403/mo
Deposit HK$253K · loan HK$1.43M · min. income ≈ HK$15,318/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,915
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,131
−HK$218/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,796
+HK$447/mo
Deposit HK$168K · loan HK$1.52M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,693
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,900
−HK$209/mo
Today · 4.125%
HK$8,109
baseline
▲ 0.50% · 4.625%
HK$8,536
+HK$427/mo
Deposit HK$168K · loan HK$1.52M · min. income ≈ HK$16,218/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).