▼ 0.50% · 3.625%
HK$4,198
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$133/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$271/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$260/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$146/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$299/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$139/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$286/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$159/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$326/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$153/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$172/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$165/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$185/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$381/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$178/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,256
+HK$364/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$199/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,006
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,194
−HK$191/mo
Today · 4.125%
HK$7,385
baseline
▲ 0.50% · 4.625%
HK$7,774
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,770/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$212/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,473
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$203/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$226/mo
Today · 4.125%
HK$7,585
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$462/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$15,170/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,940
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,153
−HK$216/mo
Today · 4.125%
HK$8,369
baseline
▲ 0.50% · 4.625%
HK$8,810
+HK$441/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$16,738/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,557
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,792
−HK$239/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,520
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,407
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,633
−HK$229/mo
Today · 4.125%
HK$8,862
baseline
▲ 0.50% · 4.625%
HK$9,329
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,724/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).