▼ 0.50% · 3.625%
HK$3,917
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$124/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,416
+HK$253/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$119/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,835
+HK$242/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$279/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$130/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$267/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$148/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$304/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$143/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$290/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$160/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$330/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$154/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$315/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$174/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$339/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,058
−HK$186/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$380/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,536
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,712
−HK$178/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$198/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$405/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$190/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$387/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,659
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,866
−HK$210/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,507
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,408
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,607
−HK$201/mo
Today · 4.125%
HK$7,808
baseline
▲ 0.50% · 4.625%
HK$8,220
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,616/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,051
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,270
−HK$223/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$456/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,844
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,054
−HK$214/mo
Today · 4.125%
HK$8,268
baseline
▲ 0.50% · 4.625%
HK$8,703
+HK$435/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,536/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).