▼ 0.50% · 3.625%
HK$3,853
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$122/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$249/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$117/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$238/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$134/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$274/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$128/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$286/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$159/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$324/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$151/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$310/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$170/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,082
+HK$349/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,163
−HK$163/mo
Today · 4.125%
HK$6,326
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$333/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,652/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$183/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$373/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$175/mo
Today · 4.125%
HK$6,778
baseline
▲ 0.50% · 4.625%
HK$7,135
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,556/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$195/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$187/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,755
−HK$207/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$423/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,288
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$199/mo
Today · 4.125%
HK$7,682
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$404/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,364/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$219/mo
Today · 4.125%
HK$7,371
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$449/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,742/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$210/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,562
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).