▼ 0.50% · 3.625%
HK$4,028
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$128/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$260/mo
Deposit HK$883K · loan HK$883K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$883K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$140/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$286/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$134/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,469
+HK$274/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$153/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$312/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$147/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$166/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$338/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$158/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$324/mo
Deposit HK$618K · loan HK$1.15M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,815
−HK$178/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$364/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,273
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,442
−HK$170/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$6,961
+HK$349/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,042
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,230
−HK$191/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$390/mo
Deposit HK$442K · loan HK$1.32M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,902
−HK$183/mo
Today · 4.125%
HK$7,085
baseline
▲ 0.50% · 4.625%
HK$7,458
+HK$373/mo
Deposit HK$442K · loan HK$1.32M · min. income ≈ HK$14,170/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,445
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,645
−HK$204/mo
Today · 4.125%
HK$6,849
baseline
▲ 0.50% · 4.625%
HK$7,266
+HK$417/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,698/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,170
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,362
−HK$195/mo
Today · 4.125%
HK$7,557
baseline
▲ 0.50% · 4.625%
HK$7,955
+HK$398/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,114/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$217/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,720
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,618
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,822
−HK$207/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,453
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$229/mo
Today · 4.125%
HK$7,705
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,410/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,066
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,282
−HK$220/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$8,950
+HK$448/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).