▼ 0.50% · 3.625%
HK$3,933
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$124/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$255/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$120/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$136/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$280/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$131/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$267/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$149/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$305/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$143/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$161/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$331/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$155/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$316/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$167/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$186/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$382/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$178/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,282
+HK$365/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,488
−HK$199/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,094
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,188
−HK$190/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,767
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$211/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$432/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$203/mo
Today · 4.125%
HK$7,840
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$413/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,680/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,079
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$224/mo
Today · 4.125%
HK$7,523
baseline
▲ 0.50% · 4.625%
HK$7,981
+HK$458/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,046/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,875
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,086
−HK$215/mo
Today · 4.125%
HK$8,301
baseline
▲ 0.50% · 4.625%
HK$8,738
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,602/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).