▼ 0.50% · 3.625%
HK$3,930
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$124/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$254/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$119/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$136/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$280/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$131/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$267/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$149/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$142/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$292/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$162/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$154/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$174/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$355/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,286
−HK$166/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$186/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$381/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,735
−HK$178/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$364/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$199/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,090
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,184
−HK$190/mo
Today · 4.125%
HK$7,374
baseline
▲ 0.50% · 4.625%
HK$7,763
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,748/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,682
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$212/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,533
+HK$432/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,633
−HK$202/mo
Today · 4.125%
HK$7,835
baseline
▲ 0.50% · 4.625%
HK$8,248
+HK$413/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,670/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,075
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,295
−HK$223/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,976
+HK$458/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,870
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,082
−HK$214/mo
Today · 4.125%
HK$8,296
baseline
▲ 0.50% · 4.625%
HK$8,733
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,592/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).