▼ 0.50% · 3.625%
HK$4,123
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$130/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$267/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$125/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$255/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$143/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$294/mo
Deposit HK$814K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$138/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$814K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$157/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$319/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$150/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$170/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,042
+HK$346/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$163/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$183/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$373/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,593
−HK$175/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$357/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$196/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$187/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,634
+HK$383/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$208/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,338
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,535
−HK$200/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,227
−HK$221/mo
Today · 4.125%
HK$7,448
baseline
▲ 0.50% · 4.625%
HK$7,901
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,896/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,797
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,006
−HK$212/mo
Today · 4.125%
HK$8,218
baseline
▲ 0.50% · 4.625%
HK$8,651
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,436/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$234/mo
Today · 4.125%
HK$7,886
baseline
▲ 0.50% · 4.625%
HK$8,366
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,772/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,256
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,477
−HK$225/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,160
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).