▼ 0.50% · 3.625%
HK$4,140
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$131/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$268/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$125/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$294/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$137/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$282/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$157/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$321/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$150/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,550
−HK$170/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,988
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$163/mo
Today · 4.125%
HK$6,311
baseline
▲ 0.50% · 4.625%
HK$6,644
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,622/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$183/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,621
−HK$176/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$358/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,210
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$196/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$402/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,909
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$188/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$209/mo
Today · 4.125%
HK$7,040
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,080/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,370
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,567
−HK$201/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,177
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,257
−HK$223/mo
Today · 4.125%
HK$7,480
baseline
▲ 0.50% · 4.625%
HK$7,935
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,960/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,830
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,040
−HK$213/mo
Today · 4.125%
HK$8,253
baseline
▲ 0.50% · 4.625%
HK$8,688
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,506/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,684
−HK$236/mo
Today · 4.125%
HK$7,920
baseline
▲ 0.50% · 4.625%
HK$8,402
+HK$482/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,840/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,291
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,513
−HK$226/mo
Today · 4.125%
HK$8,739
baseline
▲ 0.50% · 4.625%
HK$9,200
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,478/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).