▼ 0.50% · 3.625%
HK$4,073
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$129/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$263/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$123/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$142/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$289/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$136/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$277/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$155/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$148/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$302/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$343/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$328/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$180/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$173/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$352/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,300
−HK$193/mo
Today · 4.125%
HK$6,493
baseline
▲ 0.50% · 4.625%
HK$6,888
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,986/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,797
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,980
−HK$185/mo
Today · 4.125%
HK$7,165
baseline
▲ 0.50% · 4.625%
HK$7,542
+HK$377/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,330/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$206/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,348
+HK$422/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,251
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,445
−HK$197/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,925
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$219/mo
Today · 4.125%
HK$7,359
baseline
▲ 0.50% · 4.625%
HK$7,807
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,718/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,704
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,910
−HK$210/mo
Today · 4.125%
HK$8,120
baseline
▲ 0.50% · 4.625%
HK$8,548
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,240/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,332
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,560
−HK$232/mo
Today · 4.125%
HK$7,792
baseline
▲ 0.50% · 4.625%
HK$8,266
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,584/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,157
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,376
−HK$222/mo
Today · 4.125%
HK$8,598
baseline
▲ 0.50% · 4.625%
HK$9,051
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,196/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).