▼ 0.50% · 3.625%
HK$4,310
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$136/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$131/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$149/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$143/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$163/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$157/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$319/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$177/mo
Today · 4.125%
HK$5,954
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$363/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,908/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$169/mo
Today · 4.125%
HK$6,570
baseline
▲ 0.50% · 4.625%
HK$6,916
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,140/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$190/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$391/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$183/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,448
+HK$372/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,666
−HK$204/mo
Today · 4.125%
HK$6,870
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,740/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,192
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,385
−HK$196/mo
Today · 4.125%
HK$7,581
baseline
▲ 0.50% · 4.625%
HK$7,980
+HK$399/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,162/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,896
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,111
−HK$218/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,774
+HK$445/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,672
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,878
−HK$208/mo
Today · 4.125%
HK$8,086
baseline
▲ 0.50% · 4.625%
HK$8,513
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,172/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,555
−HK$232/mo
Today · 4.125%
HK$7,787
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$473/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,574/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,151
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,370
−HK$222/mo
Today · 4.125%
HK$8,592
baseline
▲ 0.50% · 4.625%
HK$9,045
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,184/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,758
−HK$487/mo
▼ 0.25% · 3.875%
HK$7,999
−HK$246/mo
Today · 4.125%
HK$8,245
baseline
▲ 0.50% · 4.625%
HK$8,746
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,490/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,631
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,862
−HK$235/mo
Today · 4.125%
HK$9,097
baseline
▲ 0.50% · 4.625%
HK$9,577
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,194/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).