▼ 0.50% · 3.625%
HK$4,291
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$135/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,838
+HK$278/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$130/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$265/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$149/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$306/mo
Deposit HK$847K · loan HK$1.04M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$143/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$292/mo
Deposit HK$847K · loan HK$1.04M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$162/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$333/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,729
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$156/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$319/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$176/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,289
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,206
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$168/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,886
+HK$345/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$189/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,773
+HK$389/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,863
−HK$182/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,416
+HK$371/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,437
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$203/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,257
+HK$417/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,161
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,353
−HK$195/mo
Today · 4.125%
HK$7,548
baseline
▲ 0.50% · 4.625%
HK$7,946
+HK$398/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,096/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$217/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$443/mo
Deposit HK$376K · loan HK$1.51M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,638
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,843
−HK$208/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,475
+HK$424/mo
Deposit HK$376K · loan HK$1.51M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,295
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,522
−HK$231/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,224
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,116
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,333
−HK$221/mo
Today · 4.125%
HK$8,554
baseline
▲ 0.50% · 4.625%
HK$9,005
+HK$451/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,108/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,724
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,964
−HK$245/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,708
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,593
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,824
−HK$233/mo
Today · 4.125%
HK$9,057
baseline
▲ 0.50% · 4.625%
HK$9,535
+HK$478/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,114/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).