▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$124/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$118/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$242/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$136/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$278/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,785
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$148/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$142/mo
Today · 4.125%
HK$5,503
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,006/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$160/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$154/mo
Today · 4.125%
HK$5,961
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,922/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$166/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$186/mo
Today · 4.125%
HK$6,234
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,468/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$177/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,241
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$198/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$405/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$190/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$386/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$210/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$201/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,206
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,258
−HK$222/mo
Today · 4.125%
HK$7,480
baseline
▲ 0.50% · 4.625%
HK$7,936
+HK$456/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,960/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,831
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,041
−HK$213/mo
Today · 4.125%
HK$8,254
baseline
▲ 0.50% · 4.625%
HK$8,689
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,508/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).