▼ 0.50% · 3.625%
HK$4,041
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,167
−HK$128/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$261/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,496
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$123/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$250/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$140/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$288/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$135/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$274/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$154/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$313/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$146/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$300/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$166/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$340/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$159/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$325/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$179/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$365/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$171/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$192/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$392/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,925
−HK$183/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,466
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$204/mo
Today · 4.125%
HK$6,871
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$419/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,742/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,193
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$196/mo
Today · 4.125%
HK$7,582
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$400/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,164/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,870
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,084
−HK$217/mo
Today · 4.125%
HK$7,301
baseline
▲ 0.50% · 4.625%
HK$7,745
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,602/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,643
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,848
−HK$208/mo
Today · 4.125%
HK$8,056
baseline
▲ 0.50% · 4.625%
HK$8,480
+HK$424/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,112/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$230/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,201
+HK$471/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,092
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,310
−HK$220/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$8,979
+HK$449/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).