▼ 0.50% · 3.625%
HK$3,767
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$119/mo
Today · 4.125%
HK$4,003
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$244/mo
Deposit HK$826K · loan HK$826K · min. income ≈ HK$8,006/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$114/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$233/mo
Deposit HK$826K · loan HK$826K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,144
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$131/mo
Today · 4.125%
HK$4,404
baseline
▲ 0.50% · 4.625%
HK$4,672
+HK$268/mo
Deposit HK$743K · loan HK$909K · min. income ≈ HK$8,808/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,610
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,734
−HK$125/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$256/mo
Deposit HK$743K · loan HK$909K · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$143/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$292/mo
Deposit HK$661K · loan HK$991K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$137/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$279/mo
Deposit HK$661K · loan HK$991K · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$154/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$317/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$149/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$302/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$167/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$341/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$159/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,510
+HK$326/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$178/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,371
+HK$366/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$171/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$349/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$190/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$183/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,404
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$203/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$414/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$395/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,781
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,992
−HK$214/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,645
+HK$439/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,746
−HK$205/mo
Today · 4.125%
HK$7,951
baseline
▲ 0.50% · 4.625%
HK$8,370
+HK$419/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,902/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).