▼ 0.50% · 3.625%
HK$4,070
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$128/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$264/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$123/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$251/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,617
−HK$141/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$290/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$136/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$277/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$155/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$315/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,579
−HK$148/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,029
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$167/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,887
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$161/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$368/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$173/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,295
−HK$193/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,883
+HK$395/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,792
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,974
−HK$185/mo
Today · 4.125%
HK$7,159
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$377/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,318/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$206/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,342
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,245
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,439
−HK$197/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,039
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$218/mo
Today · 4.125%
HK$7,353
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,706/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,698
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,904
−HK$210/mo
Today · 4.125%
HK$8,114
baseline
▲ 0.50% · 4.625%
HK$8,541
+HK$427/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,228/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,326
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$232/mo
Today · 4.125%
HK$7,786
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$474/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,572/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,151
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,369
−HK$222/mo
Today · 4.125%
HK$8,591
baseline
▲ 0.50% · 4.625%
HK$9,044
+HK$453/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,182/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).