▼ 0.50% · 3.625%
HK$3,778
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$119/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$245/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$115/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$233/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$131/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$269/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$125/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$257/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$143/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$293/mo
Deposit HK$663K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$137/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$281/mo
Deposit HK$663K · loan HK$994K · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$155/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$317/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$148/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$304/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$167/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$342/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$160/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,666
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$179/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,304
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$171/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$191/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$391/mo
Deposit HK$331K · loan HK$1.33M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$183/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$374/mo
Deposit HK$331K · loan HK$1.33M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,422
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$203/mo
Today · 4.125%
HK$6,825
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,650/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,144
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,336
−HK$194/mo
Today · 4.125%
HK$7,530
baseline
▲ 0.50% · 4.625%
HK$7,927
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,060/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,011
−HK$215/mo
Today · 4.125%
HK$7,226
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,452/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,564
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,767
−HK$206/mo
Today · 4.125%
HK$7,973
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$420/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,946/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).