▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$130/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$264/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$124/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,642
−HK$143/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$291/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$137/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$278/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$155/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$148/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$168/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$161/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$181/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$370/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$173/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$194/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,922
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,830
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$186/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,549
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$207/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$423/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,481
−HK$198/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$220/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,845
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$210/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,368
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,597
−HK$233/mo
Today · 4.125%
HK$7,830
baseline
▲ 0.50% · 4.625%
HK$8,306
+HK$476/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,660/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,196
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,416
−HK$223/mo
Today · 4.125%
HK$8,639
baseline
▲ 0.50% · 4.625%
HK$9,095
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,278/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).