▼ 0.50% · 3.625%
HK$4,570
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$144/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$138/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$159/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$152/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$174/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$354/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$188/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$180/mo
Today · 4.125%
HK$6,966
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,932/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$202/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$413/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,308
−HK$194/mo
Today · 4.125%
HK$7,502
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$395/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$15,004/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,068
−HK$216/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$444/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,626
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$208/mo
Today · 4.125%
HK$8,038
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$423/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,076/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,312
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,539
−HK$231/mo
Today · 4.125%
HK$7,770
baseline
▲ 0.50% · 4.625%
HK$8,243
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,540/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,134
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,352
−HK$221/mo
Today · 4.125%
HK$8,573
baseline
▲ 0.50% · 4.625%
HK$9,025
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,146/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,769
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$246/mo
Today · 4.125%
HK$8,256
baseline
▲ 0.50% · 4.625%
HK$8,758
+HK$502/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,512/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,642
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,874
−HK$235/mo
Today · 4.125%
HK$9,109
baseline
▲ 0.50% · 4.625%
HK$9,589
+HK$480/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,218/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,225
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,481
−HK$260/mo
Today · 4.125%
HK$8,741
baseline
▲ 0.50% · 4.625%
HK$9,273
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,482/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,151
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,396
−HK$249/mo
Today · 4.125%
HK$9,645
baseline
▲ 0.50% · 4.625%
HK$10,154
+HK$509/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,290/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).