▼ 0.50% · 3.625%
HK$4,196
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$133/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,730
+HK$271/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$127/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,179
+HK$259/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$146/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,203
+HK$298/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$140/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$159/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$325/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$152/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$173/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$352/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$165/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,733
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$186/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$379/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$178/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$198/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$190/mo
Today · 4.125%
HK$7,380
baseline
▲ 0.50% · 4.625%
HK$7,769
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,760/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$212/mo
Today · 4.125%
HK$7,134
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,268/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$203/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,133
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,355
−HK$225/mo
Today · 4.125%
HK$7,580
baseline
▲ 0.50% · 4.625%
HK$8,041
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,160/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,935
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,148
−HK$216/mo
Today · 4.125%
HK$8,364
baseline
▲ 0.50% · 4.625%
HK$8,805
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,728/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,553
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$239/mo
Today · 4.125%
HK$8,026
baseline
▲ 0.50% · 4.625%
HK$8,514
+HK$488/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,052/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,402
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,627
−HK$229/mo
Today · 4.125%
HK$8,856
baseline
▲ 0.50% · 4.625%
HK$9,323
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,712/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).